Homepage | 1st National Bank of Scotia 1st, First, National, Scotia, New York, bank, finance, institution, planning, invest, investment advice, advisers, investors, checking, account, cds, certificate of deposit, savings, account, online, mortgage, refinance, loans, home equity, line of credit, auto, automobile, credit card, business 1st National Bank of Scotia has been serving the families and businesses of our region since 1923. You and your needs are our first priority. That's why we offer a spectrum of innovative personal and business banking products and services, and a friendly staff to help you at every step.