Sunshine Ins Agency Sunshine Insurance Agency is an independently owned and operated insurance agency located in Sandusky, Ohio. We provide personal and business insurance coverage for all your needs! Since 1980, Sunshine Insurance Agency has been offering personal and commercial insurance policies with a variety of A Rated Independent Insurance companies. As an Independent Insurance Agency, Sunshine Insurance can offer competitively priced insurance policies that will fit almost every insurance need. Along with your policy, you also receive a local agent you can know and trust.